The War on Teen Drivers

By Eric Peters
Eric Peters Autos
September 8, 2018
Did you know the average cost of car insurance for a 16-year-old is almost $3,000 annually? This assumes assuming no tickets, no accidents and a good scholastic record. Yes, they actually check the kid’s grades and use that as a metric for determining his “risk profile,” just as adult drivers are dunned by the insurance mafia if their credit score isn’t top-shelf, regardless of their driving record.
So, a $250 per month cost-of-entry before the car even leaves the driveway. Before the kid puts gas in the thing.
Before the kid even has a car to put gas into.
How is he supposed to get a car – or afford gas – when he is obliged to pony up $250 each month to the insurance mafia?
Most adults with full-time jobs would have serious troubling dealing with a $250/month nut for insurance.
How is a teenage kid working a minimum wage/part-time gig supposed to deal with it?
Faced with this extortion – and that’s exactly the right word;… more

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